Homeowners insurance compensates you for damages to your home during unexpected circumstances such as break-ins and natural disasters. Fuente Insurance works with reliable insurance companies to find you the best prices on home, condo, and renters insurance policies. We will help you choose the right policy to fit your individual needs.
Types of Homeowners Insurance:
Homeowners insurance plans cover financial losses that may occur during storms, fires, theft, and other potentially dangerous events to your home and personal property. It also protects you if you are liable for someone else’s injury on your property. There are various levels of coverage that exist; Fuente Insurance will help you find the best plan based on your particular home’s needs.
Typically, a Condominium Association’s insurance plan only covers the building, commonly owned property, and liability insurance for the association. Individual Condominium Insurance policies will protect your personal property and the interior of your unit.
Renters Insurance provides coverage for items such as furniture, electronics, clothing, and more in the event that they are destroyed or stolen. It also provides personal liability coverage if someone is injured on the property in situations where you may be held financially responsible.
If you live in an area prone to flooding, federal law may require you to have Flood Insurance. Even if that’s not the case, it is still a wise decision to protect your home in the event of a flood.
Your assets (money in the bank, retirement savings plans, etc.) could be at risk from legal liability claims and lawsuits. Umbrella Insurance adds additional protection to your current auto and homeowners policies.